Critical Mass Technologies (CMT)

Key Scope

• The project will have three purpose specific phases.
• Phase one developing a platform connecting investors seamlessly to eligible property development projects.
• The platform will have separate front-end login functions where once registered, both investor and project clients are automatically matched through a series of built in due diligence functions, resulting in highly accurate algorithmic calculation of investment returns against project risks, with an array of real time online reporting, delivering the due diligence process, risk management and all project related vetting processes digitally, with the ‘Investor’ section delivering the AML and KYC processes seamlessly and reducing the time frames for these comprehensive processes from weeks and often months, to mere hours or even minutes.
• Phase 2 is the addition of multiple industry sectors to phase 1, and phase 3 is the creation of a digital online bank functioning on a dedicated web and app platform on the back of an existing high street host bank. Critical Mass Technologies (CMT) will develop the banking platform and then migrate the primary operational platform from the host bank to its own stand-alone platform once all licences have been approved.
• The platform will be a mobile app and web driven combined integration and will be developed to ultimately result into a full service banking function within 3 years of launch or sooner, as the intention of the project is to provide a banking environment for Integer Wealth Finance Ltd (IWF) to deposit its investments into, and manage such investment accordingly in the investors favour, for closer and more accurate management of deposits than current manual systems.